Privacy Policy

1. What We Collect

This app is designed to run primarily in your browser. Loan calculations, comparisons, and health scores are processed locally using inputs you provide. We do not collect or store your financial details on any external server unless you explicitly submit information.

If you use the AI-powered features (Dealer Decoder, Decode This), your input text is sent to an AI model for processing. It is not stored, sold, or used to identify you.

2. Local Storage

This app uses your browser's local storage to remember your calculator preferences and whether you have acknowledged the disclaimer. This data stays on your device and is never transmitted to us.

3. Analytics

We may use anonymous analytics tools to understand how users navigate the app (e.g. which tools are used most). This data is aggregated and does not include any personally identifiable information.

4. Advertising & Cookies (Google AdSense)

This app uses Google AdSense to display advertisements. Google and its partners may use cookies to serve ads based on your prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to this site and/or other sites on the internet.

You may opt out of personalised advertising by visiting Google Ads Settings or by visiting aboutads.info. For more information on how Google uses data, visit Google's Privacy & Terms.

5. Third-Party Links and Affiliates

If this app contains links to third-party lenders, brokers, or financial products, we may receive a referral fee or commission if you interact with those offers. We will always disclose affiliate relationships clearly. Your use of third-party services is governed by their own privacy policies.

6. Children

This app is not intended for use by people under the age of 18. We do not knowingly collect information from minors.

7. Changes to This Policy

We may update this Privacy Policy from time to time. Continued use of the app after changes are posted constitutes acceptance of the updated policy.

8. Contact

If you have any questions about this Privacy Policy, please reach out via the contact details listed on this app's platform profile.