Fair Deal Checker
Chuck in the dealer's numbers and we'll scan the market to see if you're getting a fair go — or getting cooked. Whether it's a Hilux, Ranger, or any work ute, we'll tell it straight.
The Vehicle You're Buying
What the dealer is asking — before any negotiation
Your Current Workhorse (optional)
What the dealer has offered for your car
Tradie tip: Getting finance through the dealer on a work ute? Make sure you enter the finance details above — balloon payments and high-interest dealer loans are the #1 way tradies get done over on ute deals.
We scan publicly available Australian market data in real-time. Results are a guide only — not financial advice.
How to Use the Fair Deal Checker
The Duck's favourite question: "Are you getting a fair deal or getting fleeced?" The Fair Deal Checker takes your car deal details and checks them against real market data to give you the answer.
Here's how to use it:
- 1Enter the car details — make, model, year, and the price the dealer is asking.
- 2Enter the finance details — loan amount, interest rate, term, and any fees or balloon payment.
- 3Enter any trade-in details — if you're trading in your old car, enter what they're offering you for it.
- 4Hit check — the tool compares your deal against real market listings and average finance rates to tell you if you're getting a fair price.
- 5Read your report — you'll get a clear verdict on the car price, the finance terms, and the overall deal.
The Fair Deal Checker looks at:
- •Car price — is it above, below, or in line with what similar cars are selling for?
- •Finance terms — are the interest rate and fees competitive?
- •Trade-in value — are they lowballing your old car?
- •Overall deal — when you add it all up, is this a fair deal or a ducking disaster?
Pro tip from The Guy: Run the Fair Deal Checker before you negotiate, not after. If it comes back showing the price is above market, you've got cold hard data to take back to the dealer. "I've seen similar models listed for $3,000 less" hits different than "I reckon you could do better."