Disclaimer

The information, calculators, comparisons, tools, AI-generated insights, and content provided within this app are for general informational and educational purposes only.

Nothing contained in this app constitutes financial advice, credit advice, legal advice, accounting advice, or a recommendation to enter into any financial product or loan agreement.

While we aim to provide accurate and up-to-date information, we make no guarantees regarding the completeness, accuracy, reliability, or suitability of any information presented.

Any loan calculations, savings estimates, affordability assessments, deal ratings, "BS Detector" scores, Dealer Decoder explanations, or AI-generated recommendations are estimates only and should not be relied upon as the sole basis for making financial decisions.

You should always conduct your own research and consider seeking advice from a qualified financial professional, credit adviser, accountant, or solicitor before entering into any financial commitment.

By using this app, you acknowledge that:

  • You are responsible for your own financial decisions.
  • Information provided is general in nature.
  • Results may vary depending on your individual circumstances.
  • We are not liable for any loss, damage, or financial outcome arising from the use of this app.

If this app displays advertisements, affiliate links, sponsored content, or partner offers, we may receive compensation when users interact with or purchase products or services through those links. This comes at no additional cost to you unless otherwise stated.

Geographic Scope & Eligibility

This website and its free tools are accessible to users worldwide. However, all finance referrals, partner offers, broker services, and product recommendations featured on this site are intended solely for Australian residents and are subject to Australian laws and regulations, including the National Consumer Credit Protection Act 2009 (Cth).

Non-Australian residents are welcome to use our informational tools for general educational purposes only. Any referral submitted by a non-resident cannot be processed, and no financial services will be facilitated outside of Australia.

Use of this app constitutes acceptance of these terms.

🦆 Not A Wood Duck

General information only — not financial advice. Always consult a qualified financial professional before making any financial decisions.

Not a Wood Duck is operated by Failla Labs (ABN 88 414 349 251).

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